Build an itemised planning budget in Australian dollars. Use written quotations and a consistent GST basis. This calculator adds your figures; it does not estimate a brand’s price, forecast profit or establish finance approval.

Your figures stay in this page. Nothing is sent to Ownership Brief. Download your record before leaving. Enter every amount, using 0 for a known nil cost.

Enter all amounts to calculate total investment and the funding gap.

Before relying on the result

  • Enter zero only when a cost is genuinely nil or included elsewhere. A blank means the estimate is incomplete.
  • Do not count equipment or opening stock twice if included in the purchase or fitout price.
  • Working capital is the operating cash buffer. Household reserves support your personal expenses and are shown separately.
  • A bank guarantee may tie up collateral even when its face value is not paid as a fee. Record the cash committed, then check the terms with your lender.
  • Use funding actually available for this transaction. Unapproved borrowing is not confirmed funding.

Further reading